Loan Re-Financing
We offer various types of Loan Programs thru several Companies that are Licensed in all 50 States.
Application is quick and Simple.
ARM Loans
Be sure to understand this particular type of loan thoroughly. These employ adjusable rates and can have an increasing Loan Balance that takes away
from any Equity gains in the property that may occur over time.
Fixed Loans for 30, 40, or 50 years.
It is easier to budget long term if the Loan Payment is the same each month, month after month. And, this will sometimes create forced savings and provide equity in the property long term. Most people only live in a house for 5-10 years and, therefore, the interest only Loan is sometimes the better choice; be sure to advise your Loan Officer the expected time you intend to own the property.
Private Money or Hard Money Loans.
These are typically a Short term loan with much higher interest rates and points up front. This Loan is useful in many circumstances, though. And, the requirements for qualifying are much Lower. Simple and Fast.